Zaymy Bot
Lent money to a friend, and forgot about it? Sounds familiar. `@zaymy_bot` tracks loans between friends right inside Telegram: no spreadsheets, no paper notes, and no awkward reminders. My own project: I dreamed it up and built it myself.
01 / product scope
Not a spreadsheet of debts, but a bot that remembers for you
02 / bot screen
A live screen: one command, and a clear menu appears
03 / what it does
Records, reminds, and calculates a reliability karma score
The bot keeps all loans in one place and tracks deadlines itself, so money gets returned and friendships stay intact.
- 💰 Record who you lent money to, and how much.
- 🤝 Log a loan you took yourself.
- 📋 Show all active debts with deadlines.
- ⏰ Send a reminder when a repayment date is approaching.
- ⭐ Calculate a reliability karma score — from Newbie to Great Equalizer.
- 💼 Give short financial tips.
04 / how it works
A simple flow: start, record, remind — and reputation
start
The first loan — in 30 seconds
No registration and no extra steps: type `/start`, and you land straight in a clear menu.
- You choose «Lent money» or «Borrowed money».
- You specify who, how much, and the repayment date.
- The loan is saved — the bot will remind you closer to the date.
karma
Reliability karma instead of dull statistics
«Karma», a gamified reliability score, grows with timely repayments.
- Levels — from Newbie to Great Equalizer.
- Stats show the full picture across all loans.
- The advisor suggests what to do about debts.
channel
The @day_v_dolg channel alongside the bot
The project has a content channel — about money and trust between people.
- Daily posts about loans, money, and trust.
- Tips, facts, and real-life stories.
- Questions to think about — not only about finance.
05 / next projects
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